Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

NMLS

#411500

Company Phone

(877) 788-3520

Address

2907 Butterfield Rd Ste 200
Oak Brook, IL 60523

About

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The Federal Savings Bank is an Equal Housing Lender.

LEARN Your Way Home with Joseph Prettner

Get to know your mortgage professional, browse popular content and gain knowledge that will lead you to qualify for the best possible mortgage rates and terms available!

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Score & Credit Basics

Learn all about credit scores, credit reports, scoring models and more.

Mortgage Essentials

Learn all about mortgage rates, types of loans, cost breakdown, and more.​

Buyer Alert

Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

Credit IQ

Test your credit knowledge with our Credit IQ quizzes. Don't worry, they're all 10 questions or less and you'll receive instant results with the ability to try as many times as you'd like.

Score & Credit Basics​

0%

What is your score sense?

Score & Credit Basics Quiz

1 / 8

It takes a long time to improve a credit score.

2 / 8

Closing an account can negatively affect my credit score

3 / 8

Credit scores fluctuate frequently

4 / 8

If I have a high income, I will have a higher credit score

5 / 8

The mortgage industry uses Vantage Scoring instead of FICO

6 / 8

I can check my credit for free once a year

7 / 8

A soft inquiry will not affect my credit score

8 / 8

A delinquent payment does not affect my credit score

Mortgage Essentials​

0%

Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

Rental history will appear on my credit report

2 / 9

If I pay an account in full, it’s removed from my credit report

3 / 9

Having late payments are acceptable as long as I pay

4 / 9

My credit report includes my social security number

5 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

6 / 9

My credit report includes my medical history

7 / 9

Poor credit history can prevent me from getting hired

8 / 9

I should not buy furniture for my new home before closing

9 / 9

Bad credit stays with me forever

Buyer Alert

0%

Do you have the know-how to score a mortgage?

Buyer Alert Quiz

1 / 10

Opting out of trigger leads guarantees I won’t be contacted.

2 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

3 / 10

Trigger leads are illegal.

4 / 10

You can go to jail if you provide false information on your mortgage application.

5 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

6 / 10

I do not need a credit repair company to help improve my score.

7 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

8 / 10

There is no such thing as a legitimate credit repair company.

9 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

10 / 10

There are rules that debt collectors must follow when trying to collect a debt.

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Joseph Prettner
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The Federal Savings Bank

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

Table of Contents

Joseph Prettner

SVP Compliance Operations & Project Manager

NMLS #XXXXXX

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