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curated credit expertise with

Shannon Connelly

Shannon Connelly

NMLS #269764

Sr. Mortgage Loan Originator

Learn More about your mortgage professional:

Hi there! I’m Shannon Connelly, a Senior Mortgage Loan Originator, and I’ve been navigating the maze of the mortgage world for 26 years now. For the past 13 years, I’ve been lucky enough to call Universal Lending my professional home. I also have a Master’s degree in Psychology from McNeese State University, so rest assured, I understand people just as well as numbers.

I’m a Lafayette local – lived here for 28 fantastic years. When I’m not crunching numbers or sealing deals, you’ll find me spending quality time with my husband, our two awesome daughters, and our two lovable dogs. Cooking is my jam, and I love diving into a good book or taking a refreshing swim. I’m a live music junkie, and I absolutely adore traveling, especially if it means visiting my daughters wherever they may be at the moment. Looking for a mortgage? Whether it’s your first home or your next, I’m here to guide you through all your options and find the perfect fit for you. Let’s chat and get started on making your dream home a reality!

Universal Lending Services, Inc.
NMLS #: 88017

Shannon Connelly

NMLS #269764

Sr. Mortgage Loan Originator

Universal Lending Services, Inc.

Certifications: n/a

Learn More about your mortgage professional:

Hi there! I’m Shannon Connelly, a Senior Mortgage Loan Originator, and I’ve been navigating the maze of the mortgage world for 26 years now. For the past 13 years, I’ve been lucky enough to call Universal Lending my professional home. I also have a Master’s degree in Psychology from McNeese State University, so rest assured, I understand people just as well as numbers.

I’m a Lafayette local – lived here for 28 fantastic years. When I’m not crunching numbers or sealing deals, you’ll find me spending quality time with my husband, our two awesome daughters, and our two lovable dogs. Cooking is my jam, and I love diving into a good book or taking a refreshing swim. I’m a live music junkie, and I absolutely adore traveling, especially if it means visiting my daughters wherever they may be at the moment. Looking for a mortgage? Whether it’s your first home or your next, I’m here to guide you through all your options and find the perfect fit for you. Let’s chat and get started on making your dream home a reality!

Universal Lending Services, Inc.
NMLS #: 88017

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Learn all about mortgage rates, types of loans, cost breakdown, and more.​

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Learn all about trigger leads, things to be aware as a home buyer, mortgage relief, and more.

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Test your credit knowledge with our Credit IQ quizzes. Are you ready to be a homebuyer?

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What is your score sense?

Score & Credit Basics Quiz

1 / 8

Closing an account can negatively affect my credit score

2 / 8

The mortgage industry uses Vantage Scoring instead of FICO

3 / 8

It takes a long time to improve a credit score.

4 / 8

A soft inquiry will not affect my credit score

5 / 8

If I have a high income, I will have a higher credit score

6 / 8

I can check my credit for free once a year

7 / 8

A delinquent payment does not affect my credit score

8 / 8

Credit scores fluctuate frequently

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Do you know what’s on your credit report?

Mortgage Essentials Quiz

1 / 9

If I pay an account in full, it’s removed from my credit report

2 / 9

I should not buy furniture for my new home before closing

3 / 9

Rental history will appear on my credit report

4 / 9

My credit report includes my medical history

5 / 9

Having late payments are acceptable as long as I pay

6 / 9

Bad credit stays with me forever

7 / 9

My credit report includes my social security number

8 / 9

Poor credit history can prevent me from getting hired

9 / 9

Leasing a new vehicle will result in a hard inquiry on my credit report

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Buyer Alert Quiz

1 / 10

Trigger leads are illegal.

2 / 10

Opting out of trigger leads guarantees I won’t be contacted.

3 / 10

Mortgage relief companies can keep your home out of foreclose for a fee.

4 / 10

You can go to jail if you provide false information on your mortgage application.

5 / 10

I do not need a credit repair company to help improve my score.

6 / 10

There are rules that debt collectors must follow when trying to collect a debt.

7 / 10

It’s ok to omit something from your mortgage application if your lender says it’s OK.

8 / 10

There is no such thing as a legitimate credit repair company.

9 / 10

If I need a mortgage modification, the best place to start is by contacting my mortgage company.

10 / 10

Buying a tradeline can hurt my credit score if the owner of the tradeline defaults on the loan.

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Shannon Connelly

Sr. Mortgage Loan Originator

NMLS #269764